Home Appraisers

Choosing an property appraiser?

A good residential appraiser can provide essential reports that accurately document what your property is worth. State-certified appraisers have to meet mandated standards for experience and education, so you are assured of getting a quality report.

The type of appraisal depends on the loan amount, the home´s estimated value, as well as the borrower´s equity and credit rating. Normally, lenders choose the fastest, least-expensive method that can be used with confidence. If you prefer a full appraisal, you can request one, though it is your responsibility to pay for it.

The following table illustrates the range of appraisal reports available:

Report type	For	Description	Type	Approx. Cost (depends on area)
Pre-purchase	Buyer	Appraisal provides information that allows the purchaser to make an informed bid on a property and surrounding area. Consultation with an appraiser provides objective data on local property and sales values.	Drive by	~$75–125
Pre-Listing	Seller	Appraisal provides objective data to compare against the Comparative Market Analysis from your Realtor®. Provides accurate data about your home and its value compared with other similar properties in your area. Aids in setting realistic pricing and is a useful negotiating tool when working with prospective buyers.	Short-form, limited	~$175–250
Listing	FSBO sellers	For Sale By Owner may be a great way to sell your home, if you price your home realistically. An appraisal report will give you the information you need to know, before you overprice your home.	Short-form, limited	~$175–250
Purchase	Buyer	Appraisals are required by lenders as a condition for a secured loan for home purchase.	Full	~$300–400
Refinance and home improvement	Homeowners	Appraisals are required by lenders when refinancing or receiving substantial secured loans for home improvements.	Full	~$300–400
PMI removal	Homeowners	Property Mortgage Insurance (PMI) is required when the mortgage loan amount is more than 80%. If your home appreciates, it may be worth having an appraisal performed to support your claim that the property value has increased and that the mortgage amount is less than 80%. Removing the PMI will reduce your monthly payments.	Short-form, limited or full	~$175–400
Tax appeal	Homeowners	To appeal property tax rate increases, homeowners may order an appraisal to support their appeal for reducing those rates. Check with the taxing agency to find out what type of appraisal is required for your area.	Short-form, limited or full	~$175–400
Informational	Realtors, Homebuyers, Homeowners	A computer program estimates values from supplied variables that include area, building type, lot size, amenities, and other near by properties with similar characteristics.	Automated Valuation Model	Small charge, may be 0 in some areas

How to get estimates for an Appraiser.

Submit our form. The short form on the service pages identifies your ZIP code location. When you enter your ZIP code and submit, it takes you to service type/task form.
Once you've submitted your request, your project is matched against contractors qualified for your job.
Up to four contractors contact you.
You interview each contractor, take their bid, and make your choice.

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